With Black Friday coming up quickly and the Christmas decorations already up in my house, it's been hard to keep holiday gifts off my mind and even harder to avoid thinking about the costs that the next couple of months will bring. It's such a strange time of year- I love buying the gifts & finding just the perfect thing for each person, but at the same time it's tough to feel good about spending the money when I've got a big list to get through.

I've tried to get creative about the holidays in the past, these are some of what I've tried & ideas that I'm using for this year:

Handmade Gift Baskets

For a few years in a row I pulled out my granny savvy with everything I could muster to make cranberry jelly, homemade truffles and give tea and tasty cheeses to my family. There was a lot of work that went into this, but it was affordable to buy the supplies and make them my own with some work. They were really well received- and I got to snack on the left overs. Loved it!

$20 Stocking Challenge

Jesse and I have made this a tradition, and it's one of my favourites. Every year we both grab $20 for our stocking challenge, and head out into the local shops on the same day to get everything we need for the other person's stocking. We make it a rule to not go over budget, and we try to pack as much fun stuff in as possible- and at the end of the day we wrap them up in different rooms while loudly trash talking each other about who will cry more tears of joy when they open their stockings.

Shop Ahead with Etsy

It's so much easier on our budget when we can spread our purchases out over a few months, and Etsy is my favourite place to shop for everyone. Which you may have gathered from my rabid treasury making. Etsy is great because you can take the time you need to locate sellers in your country or in your city, which cuts down on shipping costs, and you can take as much time as you need to price compare and save on shipping by buying multiple items from the same seller.

Plus I love supporting artists & small business owners! Every time I purchase on etsy I feel like I'm making someone's business dream a little stronger.

Use Credit Card Dollars to Boost My Budget- Without Debt

I love finding credit cards that have great benefits, and because Jesse & I don't carry a balance from month to month (on penalty of death!)  we use our card for every household purchase all year round with the aim of getting a little back for the holidays. We have a dividend card that always gives us several hundred dollars back in the new year… just when our Christmas bill comes in! We got our reward total last week, so I started planning our holiday budget with the goal of only spending that money. Having a budget that lets that happen makes Christmas feel free, which makes it easier to have fun with spending.

Do you have any tricks that make your holidays more manageable?
Is Black Friday part of that plan?

I'm excited to learn from your tips in the comments- Black Friday isn't really a thing in Canada,
so I just watch the news footage & feel thankful for that! It looks stressful- but like it could be an adventure too…

{image care of the lovely & talented Leigh-Ann}